Frequently Asked Questions

Anu Enterprises is a one-stop solution for all your car finance needs in Jaipur, Rajasthan. We have partnered with India’s leading financers to help you get a loan to purchase your dream car. We provide you with door-step assistance making the process hassle-free and quick. Just fill the form, check your eligible quotes from our partners and submit the application with us. We will take care of the rest.

Getting your loan approved before finalizing your car has multiple benefits.
1. You save on processing time of the application helping you get faster approval and
2. You get to know your overall loan eligibility based on your budget. This helps you shortlist more cars that meet your eligibility before finalizing one.

Loan amount eligibility depends on the value of the car you are purchasing. You can get a loan upto 90% of the car value. Some lenders even provide upto 100% funding depending on your application. You can get more information about this from our loan consultant after completing the application.

Absolutely NOT! Our executive will get the loan agreement and print outs of all the online submitted documents. All signatures and application filling will be done at one go at the time of car release at the dealership.

After your loan application is sanctioned, Anu Enterprises helps you in transfer of ownership of the vehicle in your name. To start the process, we get original documents of the vehicle you have purchased, collected and submit it to the RTO on your behalf. The transferred RC is then directly sent to your current address post transfer of ownership and hypothecation addition.

A new car loan is a type of financing used to purchase a brand-new vehicle. It allows you to borrow money from a lender and repay it over time with interest.

When you take out a new car loan, the lender provides you with funds to purchase the vehicle. You then repay the loan in monthly instalments over a set period, typically three to seven years. Interest is charged on the loan amount, which increases the total amount you repay.

Outline the basic requirements such as age, income, credit score, etc.

List the necessary paperwork like proof of income, identification, address proof, etc.

Discuss the factors influencing interest rates and provide a range based on current market conditions.

A loan against car, also known as a car title loan or auto equity loan, is a type of secured loan where you use your vehicle's title as collateral to borrow money.

We allow you to apply for a loan against your car online. You typically fill out an application form, provide information about your vehicle, and submit necessary documents. We evaluate your application and, if approved, disburses the loan amount.

The loan amount typically depends on factors such as the value of your vehicle, your income, and the lender's policies. Generally, you can borrow a percentage of your car's appraised value, often ranging from 25% to 50%.

Common fees include loan origination fees, late payment fees, and lien fees for processing the title transfer. Be sure to review the loan agreement carefully to understand all associated costs before proceeding.

The principal difference between car loan top up and regular car loans is that while a regular loan was used in facilitating car purchase, a top-up loan is one taken over and above an already existing loan on a car. Top-up loans provide additional finance.

A loan top-up normally takes a few days to process, depending on the lender's procedures and the applicant's eligibility. It is generally faster compared to the application for a new loan.

It all depends upon your financial situation. A top-up loan is more convenient and less costly, but a new loan might offer better terms if rates have improved since your original loan.

The tenure of repaying the top-up amount of a car loan is usually the same as the remaining tenure of the existing loan, but it may vary according to the lender's policies or requirements of the borrower.

Yes, lenders often charge extra for the processing of topping up a car loan, such as administrative fees, service charges, or a slight increase in the interest rate according to the lender.

Yes, you can normally repay a car loan top-up before the term is over, though foreclosure charges or interest may apply depending upon the lender's terms and conditions.

The balance transfer can be a good idea if it provides lower interest rates, saving you over time. However, consider any additional fees and be certain that the savings outweigh the cost.

Yes, banks usually charge fees for processing a balance transfer, including administrative fees, processing charges, and sometimes penalties for early repayment of the existing loan.

Avoid a balance transfer if the savings from a lower interest rate are outweighed by fees or if you're near the end of the loan term, as the cost-benefit may not be significant.

Savings that come in the form of transferring a balance depend entirely on the difference between interest rates and the remaining amount of the loan. If the new rate is significantly lower, you will save quite an amount.

A BT transfer personal loan will take about 1-2 weeks according to the banks involved and the paperwork required in the transfer process.

You can top up your loan in the balance transfer facility, depending on which lender allows you to do so. With this, you could borrow more funds while transferring the loan to a new bank.

Before availing of a car loan balance transfer, ensure that the new interest rate is profitable and that no processing fees remain tenure of the loan besides any penalty levied by your existing lender.